Losing weight can help you achieve Tip #25: Saving Money at the Doctor’s Office. “A person who is obese has annual medical costs $1,429 higher than someone of a normal weight, according to the CDC.” – Bankrate.com

- Losing weight can reduce your risk factors for things like diabetes, heart disease, high blood pressure, stroke and some cancers.
- Reduce medications for diseases for which symptoms are improved when you lose weight.
- Weight loss and getting healthy can help improve your immune system, thus helping you to stay our of the doctor’s office for common colds or infections.
- “$1,850 more per year in medical costs for an overweight person than for someone of healthy weight, among employees at the Mayo Clinic and their adult dependents. $3,086 more per year in medical costs for a Mayo worker with a body mass index (BMI) of 35 to 40. $5,530 more per year in medical costs for a Mayo worker with a BMI above 40. By comparison, smokers’ medical costs were only $1,274 a year higher than nonsmokers’, who generally die earlier.” – Reuters
A few weeks ago, I posted an article where I outlined how obesity could cause you to have higher interest rates. Here is part of that article:
Why being overweight could now cost more to insure.
It is an accepted medical fact that being overweight can increase a person’s risk for disease and complications from other treatments to the point that it can be life threatening or develop into chronic conditions. Obesity is linked to asthma, type-2 diabetes, stroke risk, high blood pressure, cardiac issues and recently a direct link between being overweight and an increased risk of breast cancer has been found. For health insurers, this flags those who are overweight as high risks for coverage. Federal regulations prohibit insurers from denying or limiting coverage to those who are overweight by denying it qualification as a pre-existing condition, but they have put in options for health insurers to charge higher rates to the obese.
How much higher will my rates be if I am overweight?
According to the new federal regulations, you could be charged anywhere from 30 to 50% more for the same health insurance that someone who has a healthy BMI is paying. For employers, this will help defray the costs of the group insurance plans they help carry. The many of the people with health issues that the new health mandates are supposed to be helping get affordable coverage may become stuck in the catch-22 of having to pay higher rates than before.

“Many people have been asking and inboxing me about my weight loss and the question that stood out to me most was ‘Why I did it and what motivated me to stay on track?’. So, here is my story: Growing up I’ve always been the chunky girl. I LOVED to eat (I still do lol) but then I didnt know how bad it was until I started started getting teased EVERYDAY for my weight. Tt bothered me but I always kept it in. I turned 12 and I was into modeling so my mom took me to a nearby agency, only to hear from the lady that I was very pretty but too big to be a model for her. That crushed me and from that point on I had the lowest self esteem. I ate myself into being unhealthy. I used to ask God to make me skinny (lol) so that people could like me (smh). In school I always wanted to do different things but instead I put myself in the background because I thought everyone would be judging me on my weight. I really disliked who I was!! I always thought the world only welcomed skinny people!! Then I got older and wanted to make changes so I lost weight the fast way. Then I started dating my guy and gained it all back, which put me in my lowest self esteem EVER!! (I tried not to show it but I truly gave up on myself) I didn’t go out much. I didn’t take some opportunities because I was really in a BATTLE with myself! I was unhealthy physically and mentally! However, last year I had enough. I wanted to be at my full potential. I wanted to start a journey that would be a lifestyle change for me. It wasn’t just about losing weight, it was also about gaining who I knew God wanted me to be! I ate better and really started getting my business together. I go to the gym 4-5 times a week for an hour. I do cardio (40 mins) and weight training(20 mins)! I’ve added lots of fruits and green vegetables to my plate and cut out a lot of red meat (I eat red meat occasionally). I rarely go to fast food restaurants because that once was my weakness! Im just really enjoying this lifestyle change. I feel great! I wanted to be the best T’Ericka Tifany-Joy Mullen There was!! I WANTED THIS FOR ME!!! That’s why this 50 pound weight loss means so much to me! It makes me feel accomplished! I feel like I graduated from who I was and walked across the stage to who I always knew I had the potential of being!! I not only burned away some pounds but I burned my past hurts, my low self esteem, etc. I am still a work in progress but I refuse to go back to who I was physically and MENTALLY. This Journey wasn’t just about weight loss it was about gaining me back!! God Bless!
Tip #24: Create a Home Gym to Save Money. The number one way that a home gym can help you lose weight on a budget is that you won’t have to pay for a gym membership. This is the most obvious benefit, but let me share another 5 tips with you.
Losing weight is really difficult to start with, but on top of that we all want to keep the weight off for good. There are healthy habits you can adopt NOW in order to increase your chances of keeping the weight off long term. Here are 6 tips that can help.
Many people don’t realize that belly fat, also known as visceral fat, is actually different than the rest of your body. The belly fat has been linked to risk for a number of different types of things, from insulin issues, metabolism issues, heart disease, increased cancer risk, and increased type 2 diabetes risk. Even if you’re not overweight, the fat that is in your abdomen can cause a lot of issues.

